Hello. I’m Lloyd Mustin, President of XL.

XL has come a long way since I opened the first office in 1989 with the meager savings I accumulated as an officer in the U.S. Navy. I understood from the beginning that XL would be successful only by establishing a solid basis for trust among our clients, our employees, and the community. There is no shortcut to earning this trust, and it remains the cornerstone of virtually all aspects of our business. Trust can be earned only by establishing a long-term track record of excellence and by delivering what we promise. Our 20 plus year track record of excellence is your assurance of our future performance.

At XL, we are committed to excellence in all of our professional endeavors. In fact this excellence is the basis for our registered logo. We recognize our obligation to 3 distinct customer groups: Our Clients, Our Employees and Our Community.

We refer to this as EXCELLENCE. DELIVERED.